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BETTER FINANCE calls on EU legislators to stop helping the expansion of large (mostly non-EU) dark traders and to protect retail investors instead

10 February 2023 | As EU policymakers continue their negotiations on the MiFIR review, BETTER FINANCE is increasingly alarmed that the regulation could severely hurt retail investors, by putting in place a market structure further benefitting dark Systematic Internalisers (SIs). Ignoring the previous plea from BETTER FINANCE and going against

Great Returns for Great Values: the “Gateway to Responsible Investing” goes LIVE

BETTER FINANCE is excited to announce the launch of its much-needed “Gateway to Responsible Investing”, responding to the lack of independent, transparent and clear information on how to invest in a climate-aligned and sustainable way! Besides providing educational information on matters such as ESG, impact investing and greenwashing, the gateway

Ce a facut AURSF pentru romani in 2022

Dragi prieteni, Anul 2022 a adus multe noutati in activitatea Asociatiei Utilizatorilor Romani de Servicii Financiare (AURSF), dar am continuat si proiectele incepute anterior. La nivel national, in 2022 AURSF a devenit membra a Consiliului Consultativ de pe langa Autoritatea Nationala pentru Protectia Consumatorilor (ANPC) si ne-am continuat activitatea in

Potential ban on inducements reduced to false choice between “advice gap” and “biased advice”

In response to warnings about an “advice gap” if inducements – or rather sales commissions – were to be banned, BETTER FINANCE stresses that there can be no “advice gap” if there’s no “advice”: biased advice is not really advice. The discussion in Brussels between advocates and opponents of bias-free

Interventia AURSF a facut diferenta – Testimonial Cristinel Rizea

Sunt beneficiarul unui credit imobiliar „Prima Casa” din anul 2019, la Raiffeisen Bank. La data semnarii contractului, dobanda creditului se calcula conform indicelui ROBOR 3M. In baza OUG 19/29.03.2019 pentru modificarea si completarea unor acte normative, se precizeaza ca dobanda creditului se poate schimba si calcula conform indicelui IRCC, in

Joint Letter: Upcoming Retail Investment Strategy: debunking the “advice gap”

On 28 November 2022, BETTER FINANCE together with BEUC and Finance Watch, published a public letter addressed to Vice-President Dombrovskis, and Commissioners McGuinness and Reynders, to encourage them to continue with an ambitious approach with regards to the Retail Investment Strategy and the stated goal of creating bias-free advice. Download

Background: „EU Pensions seem doomed with ‘Financial Repression’ as the only game in town”

Date: 10th October 2022 Author: BETTER FINANCE Type: Press Releases Eurozone inflation mushroomed from 3.4% to 10% in one year, further deepening Europe’s cost-of-living crisis, yet the best the European Central Bank (ECB) could muster is a late and timid hike of interest rate from 0 to 0.75%. Financial repression

BETTER FINANCE Applauds and Supports Proposed Ban on Sales Commissions Paid to Retail Distributors of Investment Products

Date: 25th October 2022 Author: BETTER FINANCE Type: Press Releases BETTER FINANCE considers the recent proposal to ban “inducements” (commissions) in “retail” investment services to be a very significant milestone in investor protection and firmly urges EU Member States to also support it. EU authorities are currently working on the