An: 2022

Interventia AURSF a facut diferenta – Testimonial Cristinel Rizea

Sunt beneficiarul unui credit imobiliar „Prima Casa” din anul 2019, la Raiffeisen Bank. La data semnarii contractului, dobanda creditului se calcula conform indicelui ROBOR 3M. In baza OUG 19/29.03.2019 pentru modificarea si completarea unor acte normative, se precizeaza ca dobanda creditului se poate schimba si calcula conform indicelui IRCC, in

Joint Letter: Upcoming Retail Investment Strategy: debunking the “advice gap”

On 28 November 2022, BETTER FINANCE together with BEUC and Finance Watch, published a public letter addressed to Vice-President Dombrovskis, and Commissioners McGuinness and Reynders, to encourage them to continue with an ambitious approach with regards to the Retail Investment Strategy and the stated goal of creating bias-free advice. Download

Background: “EU Pensions seem doomed with ‘Financial Repression’ as the only game in town”

Date: 10th October 2022 Author: BETTER FINANCE Type: Press Releases Eurozone inflation mushroomed from 3.4% to 10% in one year, further deepening Europe’s cost-of-living crisis, yet the best the European Central Bank (ECB) could muster is a late and timid hike of interest rate from 0 to 0.75%. Financial repression

BETTER FINANCE Applauds and Supports Proposed Ban on Sales Commissions Paid to Retail Distributors of Investment Products

Date: 25th October 2022 Author: BETTER FINANCE Type: Press Releases BETTER FINANCE considers the recent proposal to ban “inducements” (commissions) in “retail” investment services to be a very significant milestone in investor protection and firmly urges EU Member States to also support it. EU authorities are currently working on the

AURSF la Banking Forum by Financial Intelligence 2022

AURSF a avut din nou oportunitatea de a puncta, prin intermediul lui Alin Iacob, presedintele asociatiei, în evenimentul Banking Forum by Financial Intelligence 2022, care sunt principalele provocari în acest moment pentru consumatorii utilizatori de servicii financiare din România. Am aratat, cu cifre concrete si cu argumente, de ce este

Engage to counter Greenwashing! and The Real Return: 10 years of reporting on the state of long-term & pension savings in Europe

Better Finance has just launched two videos: “Engage to counter Greenwashing!”, and “The Real Return: 10 years of reporting on the state of long-term & pension savings in Europe”. As you know, BETTER FINANCE is committed to fight Greenwashing. In this video, we aim to inform about greenwashing in finance,

Observatii si propuneri AURSF la proiectul Strategiei Nationale pentru dezvoltarea pietei de capital

AURSF solicita cresterea importantei acordate investitorilor individuali in Strategia nationala privind piata de capital. De asemenea, AURSF isi exprima totala disponibilitate de a participa in mod activ la echilibrarea planului de actiune asa incat sa fie stimulat in mod efectiv comportamentul investitional al cetatenilor obisnuiti, in conditiile unui inalt grad

BETTER FINANCE Pensions Report 2022: It will get much worse for EU Savers before it even has a chance to get better

For 10 years now BETTER FINANCE points to the often-poor real net returns of long-term and pension savings (see the 2022 Edition of the Real Return) across a large number of EU jurisdictions. It is getting worse, and while a couple of years of poor performances can be made up