Categorie: ENGLISH AREA

Final EU Compromise on European Personal Pensions: good news for EU Pension Savers, but beware the imbedded “Capital Guarantee” Scam

With a global pension gap forecasted to mushroom to $400 trillion by 2050 and income replacement rates decreasing, EU citizens are increasingly asked to rely on personal pension products to complement the insufficient government-sponsored mandatory and occupational pension plans. Unfortunately, independent research by BETTER FINANCE into the real net returns

ESAs Advice on PRIIPs is Well-Intentioned, but Misses on Key Issues

12 February 2019 – BETTER FINANCE welcomes the final report of the European Supervisory Authorities’ Joint Committee (ESAs JC) to the European Commission (EC) on targeted amendments to the PRIIPs Level 2 legislation.1 These proposals fall in line with some of BETTER FINANCE’s positions, but unfortunately do not solve the

A New Deal for Romanian Financial Services Users: BETTER FINANCE 10th Year Anniversary Event

International Conference On the morning of Wednesday the 3rd of April, BETTER FINANCE and AURSF will host a joint International Conference in Bucharest to discuss ‘A New Deal for Romanian and European Financial Services Users’ and celebrate the 10 Year Anniversary of BETTER FINANCE, the European Federation of Investors and

European Authorities remain mostly blind when it comes to the Past Performance and Costs of Long-term Savings Products, despite first reports ever released

23 January 2019 – Long-term retail savings are the only EU consumer products for which consumers and Public Supervisors don’t have a clue as to their future performance, they don’t even know what their past performance has been. On 10 January 2019, following a 2015 request by BETTER FINANCE[1], the

EU CAPITAL MARKETS 2019-2024: A NEW DEAL FOR INVESTORS AND USERS OF FINANCIAL SERVICES

Date: 7th December 2018 Author: BETTER FINANCE For too long now individual investors and savers have been gradually crowded out of equity markets and pushed into frequently under-performing packaged products. To ensure long-term growth it will be crucial to rehabilitate equity investment across the board and ensure a level playing

BETTER FINANCE WELCOMES THE ECON VOTE ON AMENDING THE PRIIPS REGULATION

Date: 6th December 2018 Author: BETTER FINANCE BETTER FINANCE welcomes yesterday’s vote of the European Parliament’s Economic and Monetary Affairs Committee amending the Packaged Retail and Insurance-based Investment Products (PRIIPs) Regulation. BETTER FINANCE has always strongly supported the aim of the PRIIPs Regulation since it is the first – and

French savers again excluded from the governance of the French financial supervisory authority (AMF)

The French Government, the National Assembly and the Senate have just appointed the new members of the AMF’s supervisory body. Yet again the public authorities decided to favour candidates from the financial industry and listed companies and excluded all qualified candidates from organisations representing French savers. For the third time